Sports competition insurance covers many things, but if you’re going to be competing in a sports competition, you may want to think about whether your sport has the same coverage that the disabled sports do.
Here’s how to find out.
Read more about sports insurance:How to get disabled sports insurance coverageCovering disabled sports competitions?
Sports insurance covers a variety of things.
It covers injuries and illness, such as those caused by a fall or concussion, and can also cover equipment and equipment maintenance, such the wear and tear on equipment.
In addition, sports insurance covers some of the costs associated with running the sport.
For example, if you run an indoor or outdoor track, you can qualify for disability insurance, if it covers costs such as travel expenses.
Sports insurance is usually covered by your employer, but you can also get disability insurance from a community-based organization or a state or local government.
For a list of community-affiliated and state-level disability insurance organizations, see Find the right community- and state-, state-, and local-level insurance.
Sports insurers also cover some expenses for special events, such medical expenses for a person with a disability or for the event itself.
For more information on these types of expenses, see The cost of an event with a disabled person, or Learn more about special events.
For more information about the different types of sports insurance you can get, see What types of insurance are available to you?
Sports coverage also varies from state to state.
You’ll want to compare the types of coverage offered by different state insurance programs.
If you’re not sure whether you qualify for the disability insurance you’re looking for, you should also check with your state’s insurance commissioner.
A disability insurance provider can help you find out whether you have the coverage you need.
If your sport is a sport that requires specialized equipment or equipment maintenance—like track and field or tennis—it may also qualify for coverage.
If you need to cover some of these costs, check with the company.
If a sports insurance provider is not available, you might need to contact your state insurance department.
You can ask for help getting coverage for your sport, and your state may provide additional assistance.